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An ACA Single-Payer Health Plan Under Consideration As Another Option

On 9-13-17 a single-payer health bill was proposed designed to embrace a bigger government role in health care.  Single-payer refers to a government-run health insurance system, though details can vary.  the bill would create a national Medicare-like insurance system and eliminate most out-of-pocket costs for individuals. The surge in support rests on several factors including [...]

By | September 25th, 2017|Affordable Care Act, Health Care, Insurance|0 Comments

Predictive Modeling & Small Commercial Insurance Risk Assessment

Predictive modeling is effective as a risk assessment tool in personal insurance, but acceptance in commercial insurance has been relatively slow, even for small commercial. When an insurance carrier hesitates to integrate predictive modeling, it’s usually results from a lack of resources or understanding about how to build an effective model. Predictive modeling is still [...]

By | September 21st, 2017|Business Planning, Insurance, Services|0 Comments

Necessities & Health Care – Where U.S. Consumers Spend Their Money

Consumers spend most of their money on necessities, especially housing and health care.  The brick-and-mortar retail industry is in crisis. For many old-line retailers, sales and market share are plunging fast. The reality is more mundane: We are spending a smaller portion of our budget at the mall, but the money we’re saving is mostly [...]

By | August 28th, 2017|Did You Know?, Health Care, Insurance|0 Comments